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The Financial Diaries: How American Families Cope in a World of Uncertainty
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Oggetto che si trova a: Sparks, Nevada, Stati Uniti
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Numero oggetto eBay:403987448889
Specifiche dell'oggetto
- Condizione
- Publication Date
- 2017-04-04
- Pages
- 248
- ISBN
- 9780691172989
Informazioni su questo prodotto
Product Identifiers
Publisher
Princeton University Press
ISBN-10
0691172986
ISBN-13
9780691172989
eBay Product ID (ePID)
229141368
Product Key Features
Book Title
Financial Diaries : How American Families Cope in a World of Uncertainty
Number of Pages
248 Pages
Language
English
Publication Year
2017
Topic
Personal Finance / Money Management, General, Public Policy / Economic Policy
Illustrator
Yes
Genre
Political Science, Psychology, Business & Economics
Format
Hardcover
Dimensions
Item Height
0.8 in
Item Weight
17.4 Oz
Item Length
9.5 in
Item Width
6.3 in
Additional Product Features
Intended Audience
Trade
LCCN
2016-955128
TitleLeading
The
Dewey Edition
23
Reviews
The book constitutes a plea for all those who interact with its subjects to look behind the annual averages to the weekly reality. ---Peter Morris, Financial World, Morduch and Schneider carried out a fascinating research project. . . . [ The Financial Diaries 's] main point is important and holds up well: policies aimed at alleviating poverty need to look harder at increasingly erratic income streams., "Morduch and Schneider bring home the seriousness of these swings in income and the problems that result through detailed stories of the real families that participated in the study. Descriptions of the problems facing these people, which make up about half of the book, have a powerful effect on the reader." ---Ron Haskins, Stanford Social Innovation Review, Among Morduch and Schneider's most important findings is that this volatility was not primarily caused by losing or changing jobs. . . . Morduch and Schneider tell many stories about people whose finances have been buffeted by a changed economy. ---Jeff Madrick, The New York Review of Books, "The book constitutes a plea for all those who interact with its subjects to look behind the annual averages to the weekly reality." ---Peter Morris, Financial World, A revealing socioeconomic portrait that does a great deal more to illustrate financial stability and habits than most economic studies. . . . [It] deserves to be read carefully by those across the political spectrum who earnestly desire the improvement of the economic circumstances of those at the bottom of the income scale. ---Andrew J. Spencer, Journal of Markets and Morality, This sharp-eyed, sympathetic study . . . has a compelling new angle on the effects of long-term financial instability on working-class families. . . . This is a must-read for anyone interest in causes of--and potential solutions to--American poverty., "This sharp-eyed, sympathetic study . . . has a compelling new angle on the effects of long-term financial instability on working-class families. . . . This is a must-read for anyone interest in causes of--and potential solutions to--American poverty." -- Publishers Weekly , starred review, "Morduch and Schneider significantly advance our understanding of financial insecurity and intermittent poverty by showing how these stem from monthly and annual volatility in both income and spending--and not just low incomes. Employers, financial institutions, and policymakers should read this book and help American families better save, borrow, spend, and plan for their financial future." --Sarah Rosen Wartell, President, Urban Institute, Morduch and Schneider bring home the seriousness of these swings in income and the problems that result through detailed stories of the real families that participated in the study. Descriptions of the problems facing these people, which make up about half of the book, have a powerful effect on the reader. ---Ron Haskins, Stanford Social Innovation Review, " The Financial Diaries succeeds in that rarest of goals: making you think and care at the same time. This is an invaluable look at the profound economic uncertainties of our era." --Jacob S. Hacker, author of The Great Risk Shift, "Morduch and Schneider bring home the seriousness of these swings in income and the problems that result through detailed stories of the real families that participated in the study. Descriptions of the problems facing these people, which make up about half of the book, have a powerful effect on the reader." --Ron Haskins, Stanford Social Innovation Review, "As the book illustrates, families are constantly juggling their obligations and making decisions like which bills to pay and how much they can spend on groceries. It's hard to avoid a constant feeling of restlessness when your financial life is taking up so much brain space." ---Lauren Gensler, Forbes.com,, "Among Morduch and Schneider's most important findings is that this volatility was not primarily caused by losing or changing jobs. . . . Morduch and Schneider tell many stories about people whose finances have been buffeted by a changed economy." ---Jeff Madrick, The New York Review of Books, "This powerful book should change the way we think about economic opportunity in America. Two of the nation's leading experts on consumer finance show how widespread and destructive economic instability has become, reaching from factory and fast-food workers into the ranks of the middle class. Rising costs and unsteady income not only strain families' efforts to meet basic needs--and generate a heavy reliance on self-defeating coping strategies--but challenge their faith in the American Dream. This book is an urgent wake-up call, and a roadmap for equally urgent reform." --Darren Walker, President, Ford Foundation, "A revealing socioeconomic portrait that does a great deal more to illustrate financial stability and habits than most economic studies. . . . [It] deserves to be read carefully by those across the political spectrum who earnestly desire the improvement of the economic circumstances of those at the bottom of the income scale." ---Andrew J. Spencer, Journal of Markets and Morality, I really enjoyed this book. . . . These diaries are not just financial records but emotional ones too, and it is here that the book's greatest strength is apparent: there is nothing cold or hard about these finances. . . . Morduch and Schneider's research . . . translates easily to Europe. The commonality is uncertainty. . . . Morduch and Schneider make a clear and persuasive argument that blame should not be put on families for the way that they manage their finances in times of such instability and uncertainty. ---Lisa Mckenzie, Times Higher Education, "Morduch and Schneider carried out a fascinating research project. . . . [ The Financial Diaries 's] main point is important and holds up well: policies aimed at alleviating poverty need to look harder at increasingly erratic income streams." -- Foreign Affairs, " The Financial Diaries provides a voice for the millions of Americans struggling to take control of their financial lives. Morduch and Schneider's vivid assessment of the causes and consequences of financial instability for the hard-working families in neighborhoods across the nation challenges all of us to do our part to address this widespread problem." --Dan Schulman, President and CEO, PayPal, "As the book illustrates, families are constantly juggling their obligations and making decisions like which bills to pay and how much they can spend on groceries. It's hard to avoid a constant feeling of restlessness when your financial life is taking up so much brain space." ---Lauren Gensler, Forbes.com, "I really enjoyed this book. . . . These diaries are not just financial records but emotional ones too, and it is here that the book's greatest strength is apparent: there is nothing cold or hard about these finances. . . . Morduch and Schneider's research . . . translates easily to Europe. The commonality is uncertainty. . . . Morduch and Schneider make a clear and persuasive argument that blame should not be put on families for the way that they manage their finances in times of such instability and uncertainty." ---Lisa Mckenzie, Times Higher Education, " The Financial Diaries is an invaluable framework to understand why working-class families feel uneasy with their financial situations. It makes an important case for the distinction between illiquidity and insolvency, and why policy solutions for each may not be the same." --Elisabeth Jacobs, Washington Center for Equitable Growth, As the book illustrates, families are constantly juggling their obligations and making decisions like which bills to pay and how much they can spend on groceries. It's hard to avoid a constant feeling of restlessness when your financial life is taking up so much brain space. ---Lauren Gensler, Forbes.com,
Dewey Decimal
332.02400973
Synopsis
What the financial diaries of working-class families reveal about economic stresses, why they happen, and what policies might reduce them Deep within the American Dream lies the belief that hard work and steady saving will ensure a comfortable retirement and a better life for one's children. But in a nation experiencing unprecedented prosperity, e, What the financial diaries of working-class families reveal about economic stresses, why they happen, and what policies might reduce them Deep within the American Dream lies the belief that hard work and steady saving will ensure a comfortable retirement and a better life for one's children. But in a nation experiencing unprecedented prosperity, even for many families who seem to be doing everything right, this ideal is still out of reach. In The Financial Diaries, Jonathan Morduch and Rachel Schneider draw on the groundbreaking U.S. Financial Diaries, which follow the lives of 235 low- and middle-income families as they navigate through a year. Through the Diaries, Morduch and Schneider challenge popular assumptions about how Americans earn, spend, borrow, and save--and they identify the true causes of distress and inequality for many working Americans. We meet real people, ranging from a casino dealer to a street vendor to a tax preparer, who open up their lives and illustrate a world of financial uncertainty in which even limited financial success requires imaginative--and often costly--coping strategies.Morduch and Schneider detail what families are doing to help themselves and describe new policies and technologies that will improve stability for those who need it most. Combining hard facts with personal stories, The Financial Diaries presents an unparalleled inside look at the economic stresses of today's families and offers powerful, fresh ideas for solving them., What the financial diaries of working-class families reveal about economic stresses, why they happen, and what policies might reduce them Deep within the American Dream lies the belief that hard work and steady saving will ensure a comfortable retirement and a better life for one's children. But in a nation experiencing unprecedented prosperity, even for many families who seem to be doing everything right, this ideal is still out of reach. In The Financial Diaries , Jonathan Morduch and Rachel Schneider draw on the groundbreaking U.S. Financial Diaries, which follow the lives of 235 low- and middle-income families as they navigate through a year. Through the Diaries, Morduch and Schneider challenge popular assumptions about how Americans earn, spend, borrow, and save--and they identify the true causes of distress and inequality for many working Americans. We meet real people, ranging from a casino dealer to a street vendor to a tax preparer, who open up their lives and illustrate a world of financial uncertainty in which even limited financial success requires imaginative--and often costly--coping strategies. Morduch and Schneider detail what families are doing to help themselves and describe new policies and technologies that will improve stability for those who need it most. Combining hard facts with personal stories, The Financial Diaries presents an unparalleled inside look at the economic stresses of today's families and offers powerful, fresh ideas for solving them.
LC Classification Number
HG179.M6196 2017
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- _***b (63)- Feedback lasciato dall'acquirente.Ultimi 6 mesiAcquisto verificatoI gave 5 stars on shipping because i sent 2 separate emails + they responded with helpful info, even though it arrived late. This was a great value with free shipping + the condition is very good, better than advertised 🙂! The overall quality and appearance is excellent! I highly recommend this seller and give them 👍👍👍👍
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- e***n (392)- Feedback lasciato dall'acquirente.Ultimi 6 mesiAcquisto verificatoGreat transaction, exactly as described, packed well, and promptly shipped on August 6th. Unfortunately the U.S. Postal Service took 23 calendar days to deliver the book. It was shipped from Pennsylvania, to Atlanta, past Alabama to Texas, enjoyed several days in Texas, then to Minneapolis, Jacksonville, Florida, back to Atlanta, finally to Birmingham, and Huntsville. The seller was very responsive and I decided it was interesting to see if/how the book would arrive. Thanks, Joe
- 0***g (380)- Feedback lasciato dall'acquirente.Mese scorsoAcquisto verificatoExcellent purchase. Was able to get all three items from the one seller. Seller was able to bundle all three items together into one package. Items as described and arrived in perfect condition. Good communication around shipping and tracking as items delayed and not able to be delivered by original estimate. Thanks to shipping updates I was able to track the items arriving before the extended delivery time. Thank you for making these items available on EBay.
- _***b (63)- Feedback lasciato dall'acquirente.Ultimi 6 mesiAcquisto verificatoI gave 5 stars on shipping because i sent 2 separate emails + they responded with helpful info, even though it arrived late. This was a great value with free shipping + the condition is very good, better than advertised 🙂! The overall quality and appearance is excellent! I highly recommend this seller and give them 👍👍👍👍